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Home Loan
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Provides loans to purchase a Plot for construction of a House, to purchase/ construct house/flat, as well as for renovation/ repair/alteration/addition to house/flat Maximum loan amount is Rs.500 lacs and repayment ranges up to 30 years, with reasonable margin and nominal processing charges. No commitment /administrative charges.
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The loan is available at very competitive rates of interest, currently available in the industry.
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Prepayment of Loan permitted. No prepayment charges under floating rate option
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Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
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Loan to NRIs as well as Persons of Indian Origin.
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Simplified application form/procedures for convenience of customers, and speedy approvals.
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Life Insurance Cover to borrowers for Loan Protection(optional)
Resale Homes Loan
Our Associate Financier understand the reasons which perhaps are critical to your home buying decision – immediate possession, strategic location with good proximity to social infrastructure and the assurance to own a home as you imagined it to be. With Home Loans you can purchase a ‘Resale Home’ best suited to your requirements. Now create your own space in the location of your choice.
Benefits :
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Loans for purchase of: Properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authority settlements or privately built up homes.
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Expert legal and technical advice and thorough review of property related documents to help you make the right home buying decision.
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Attractive interest rates that make your Home Loan affordable and easier on your pocket.
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Customised repayment options to suit your needs.
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No hidden charges.
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Integrated branch network for availing and servicing the loan anywhere in India.
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